Yes, I spent far too
many hours at my local insurance agency renegotiating my homeowners coverage
and adding protection for the other buildings on the property. In order to get
the discounts that mattered, I had to move at least one vehicle from a
competing firm, and to get multi-car, we moved a second. There was also lots of 'recalculating' going on as the previous lodge coverage was far out of date. While I trust the
competing firm more, it’s nice to have a local rep for all the other insurance
and I’ve been with both of them for at least 10 years. Not wanting to leave a stone
unturned, it made financial sense to sign up for their credit card (no fees,
etc) which essentially adds another discount on top of the quote when used to
pay for “insurance products”.
I also found a nice
card that returns 3% on gas and 2% on groceries and offers a nice bonus if you
spend so much in the first 90 days. Again, no fees or ‘gotchas’. Just pay it
off each month and it’s essentially free money on things we would buy anyway.
For now I’ll continue to use cash/debit for everything else which makes
tracking easier.
And then there’s the
big one. On an impulse I sold the roadster. Let’s just say I received an offer
I couldn’t refuse…man that was a fun car, but no more monthly payments, and no more
silly triple-digit registration fees for plates. I sent her off to the new
owners yesterday…hope they’re happy with her.
Meanwhile, I’m just
keeping my head down, working my way through the fall and into winter. Trying
to finish siding and paint work on the Annex, winterizing the cars, trying to
get the wheels in motion for the ag CRP arrangement and doing my best to stay
sane at the day job.
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